Fraud Prevention

Stay Secure: Advanced Solutions for Banking Fraud Protection

Whether through paper or electronic means, you should control when payments are made. Our comprehensive suite of fraud protection services equips you with the necessary tools to manage your business and protect your liquidity.

Positive Pay Solutions

Check Positive Pay

Community Bank's Check Positive Pay service helps prevent check fraud by verifying the legitimacy of checks presented for payment. When you issue a check, you provide the bank with details like the check number, amount, and date. The bank then compares these details with the presented check. If everything matches, the check is processed. If there are discrepancies, the bank alerts you to decide whether to pay or return the check. This service ensures only authorized checks are paid.

Check Payee Match Positive Pay

Community Bank's enhanced Check Payee Match Positive Pay service adds an extra layer of fraud protection by verifying the payee's name along with the check number, amount, and date. If there's a mismatch, you can review and decide whether to pay or return the check. This helps prevent altered or washed checks from being processed.

Teller Positive Pay

Community Bank's Teller Positive Pay service, part of the Check Positive Pay service, verifies checks in real-time when presented at branches. If there are mismatches with your check issuance information, the check won't be cashed. This system helps identify and prevent fraudulent, counterfeit, and altered checks.

Reverse Positive Pay

Login to your Positive Pay Portal to review the daily list of checks presented for payment on your account. You choose to “pay” or “return” each check, making this an ideal solution for accounts with low check volumes.

Block Services Solutions

Debit Block

Does your account only receive money? If so, a full debit block prohibits all check, wire, and ACH transactions from debiting funds from your account. The only transactions permitted are incoming credits and deposits. You can then utilize internal transfers to transfer funds from this type of account to other accounts as needed.

Check Block

For accounts that will never need a check disbursed, you can apply a check block. All checks presented against the account will automatically be returned, eliminating the need to monitor the account for check fraud.

ACH Positive Pay

Do you allow suppliers or vendors to request ACH debits for payments? This service enables you to filter all payment requests, allowing you to choose to "pay" or "return" based on your familiarity with the requester and the amount. For recurring vendors, you can set filters that permit automatic debits without requiring your approval. This is an ideal solution for companies that frequently use ACH transactions.

ACH Debit/Credit Block

If you know that you’ll never allow someone to automatically debit or credit your bank account, you can use this service to block those transactions altogether. This is a great solution for companies that do not use ACH to send or receive payments.

Our financial institution’s Fraud Prevention Services offer unparalleled protection and peace of mind for your financial assets.

24/7 Monitoring: Our dedicated team monitors your accounts around the clock, ensuring immediate response to any suspicious activity.
Comprehensive Coverage: We provide extensive protection across all your accounts and transactions, minimizing the risk of financial loss.
Personalized Support: Our fraud prevention experts offer tailored advice and support to help you safeguard your business's finances effectively.

Interested in learning more about our products and services? Contact our Treasury Management Department at [email protected]

Community Bank is a full-service institution providing solutions to customers in Southwestern Pennsylvania and Northwestern West Virginia