Individual Retirement Accounts

A good way to save for your golden years.

Build up your retirement nest egg with steady earnings and tax advantages. 

Two smart choices
Community Bank offers both Traditional and Roth IRAs.
Tax breaks abound
Depending on your IRA choice, you may be able to take an annual deduction or enjoy tax-free withdrawals.
Customize your contributions
Deposit up to the maximum allowed by federal law each year, either in one lump sum or in deductions from your regular paycheck.
Make a strong push
If you're over 50, you can make additional catch-up contributions.

Take charge of life's next chapter 

The best way to spend your retirement years? Happy and financially comfortable. Whether your idea of a good time is heading out on new adventures or relaxing with old friends, a Community Bank IRA can help cover basic living costs, plus provide extra funds for special moments.

  • Open an IRA as soon as possible to give yourself plenty of time to build up your retirement savings 
  • IRA funds can be deposited in our higher-earning Certificates of Deposit for strong, secure growth
  • With Traditional and Roth IRAs, all annual interest earnings are tax-exempt
  • Consult your financial advisor for more details on tax advantages and other benefits 

Community Bank is a full-service institution providing solutions to customers in Southwestern Pennsylvania and Northwestern West Virginia.