Checking Accounts
Manage your money exactly as you wish.
Stick to the basics or choose a checking account with earning power.
With three checking options, there's an account for any lifestyle.
It only takes $50 to open a Community Bank checking account.
All of our accounts feature access to Online and Mobile Banking.
Our debit card is your ticket to ATM access and fast, easy payment online and in stores.
| Community Choice Checking | Club Checking | Basic Checking | |
|---|---|---|---|
| Minimum opening deposit | $50 | $50 | $50 |
| Monthly service fee | $0 | $15 | $0 |
| Daily balance requirement to avoid a monthly service fee | N/A | $25,000 (combined balances) | N/A |
| Interest bearing | Yes* | Yes | No |
| Free check orders | No | Yes | No |
| Unlimited check writing | Yes | Yes | Yes |
| ATM fee refunds | Max refund of $25 per statement cycle* | No | No |
| Overdraft protection3 | Link an eligible CB deposit account or line of credit to protect your account from overdrafts | Link an eligible CB deposit account or line of credit to protect your account from overdrafts | Link an eligible CB deposit account or line of credit to protect your account from overdrafts |
| eStatements | Yes* | Yes | Yes |
| Access to Online and Mobile Banking1 | Yes | Yes | Yes |
| Deposit checks anywhere from your mobile device1 | Yes | Yes | Yes |
| Control Debit Card from your mobile device(e.g. apply travel rules, turn card on or off)2 | Yes | Yes | Yes |
1 Your mobile carrier's web access and text messaging charges may apply. Mobile check deposit is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawl. Deposit limits and other restrictions apply.
2 Requires Community Bank's mobile app with card controls activated
3 Line of credit is subject to credit approval. Transfer fees may apply. Refer to the personal fee schedule for overdraft protection transfer fees.
* To qualify for a higher interest rate and yield and ATM refunds ($25 maximum ATM fees refunded per statement cycle), you must meet all four of the following requirements each statement cycle:
- Have at least 1 direct deposit or 1 direct debit into the account
- Have at least 1 bill payment transaction originiated from Community Bank's Online Bill Pay, posted to your account. The bill pay transaction must be posted to your account at least one business day prior to the last business day of the statement cycle. A bill payment generated from a process other than Community Bank's Online Bill Pay does not qualify.
- Have at least 15 MasterCard® Debit Card Point of Sale (POS) purchase transactions posted to your account. These can be a combination of signature and PIN based purchase transactions. Transactions must be settled and posted by Community Bank by the last business processing day of the statement cycle. Any pending, memo posted and presentment transactions are not settled items and are not counted towards your 15 transactions.
- Receive your Community Choice Checking monthly statement electronically
Community Bank is a full-service institution providing solutions to customers in Southwestern Pennsylvania and Northwestern West Virginia.