Checking Accounts

Manage your money exactly as you wish.

Stick to the basics or choose a checking account with earning power. 

Nice variety

With three checking options, there's an account for any lifestyle.  

Start small

It only takes $50 to open a Community Bank checking account.

Time-saving tech

All of our accounts feature access to Online and Mobile Banking.

Convenient card

Our debit card is your ticket to ATM access and fast, easy payment online and in stores.

  Community Choice Checking Basic Checking Club Checking
Minimum Balance to Open $50 $50 $50
Monthly Fee $0 $0 A $15 service fee will be imposed every statement cycle, if at any time in the statement cycle the combined balances fall below $25,000
Minimum Balance to Avoid Fee N/A  N/A  $25,000
Earns Interest Yes. No minimum balance to obtain APY (Annual Percentage Yield) No Yes
Foreign ATM Fees Refunded Yes, max refund of $25 per month if qualifiers are met* No No
Free Printed Statements Yes Yes Yes
Free Safe Deposit Boxes No No Yes, where available

* For Community Choice Checking, to qualify for a higher interest rate and yield and ATM refunds (max $25), you must meet all four of the following requirements each statement cycle period:

  • Have at least 1 direct deposit or 1 direct debit into the account
  • Have at least 1 bill payment transaction originated from Community Bank Online Bill Pay, posted to your account. The bill pay transaction must be posted to your account at least one business day prior to the last business day of the statement cycle. A bill pay generated from a process other than Community Bank Online Bill Pay does not qualify.
  • Have at least 15 MasterCard Debit Card Point of Sale (POS) purchase transactions posted to your account. These can be a combination of signature based or PIN based purchase transactions. These transactions must be settled and posted by Community Bank by the last business processing day of the statement cycle. Pending, memo posted and presentment transactions are not settled items and are not counted towards your 15 transactions.
  • Receive your Community Choice Checking monthly statement electronically

Community Bank is a full-service institution providing solutions to customers in Southwestern Pennsylvania and Northwestern West Virginia.